Find helpful information for first time home buyers in these curated articles from the loan advisors at Residential Lending. We provide ongoing and timely information, so check back often, and don’t forget to use our Colorado mortgage calculator to estimate your loan!
Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you…
Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
How to Prepare Financially for the Best Home Loan in Denver This New Year Are you planning to buy a home in the New Year? To prepare financially for buying a home starts with finding the best home loan in…
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can…
For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers is the FHA loan, which is insured by the Federal Housing Administration (FHA). Established…
When it comes to financing a home, finding the best Colorado loan officer is key to making the process smoother. With so many mortgage options out there, it's easy to feel overwhelmed, whether you're a first-time buyer or already a…
After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner. Here is what you can expect on closing day. If you're working with a Colorado loan officer,…
Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are concerned about stretching their budget. It’s essential to understand how…
When you're buying a home, it’s tempting to focus only on the purchase price, but there are other costs that can sneak up on you. To avoid unexpected financial stress, it’s important to be aware of these extra expenses and…
Choosing the right real estate agent can make a significant difference in your home buying or selling experience. A skilled agent not only guides you through the process but also advocates for your best interests. Here’s how to find the…
